Terms of Service

By accessing and using TECHPAYE, you agree to be bound by the following Terms of Service. Please read them carefully before using our website.

1. General Conditions

We reserve the right to refuse service to anyone for any reason at any time. By using our site, you confirm that you are at least the age of majority in your jurisdiction.

2. Products & Services

All products are subject to availability. We reserve the right to modify or discontinue any product or service without prior notice. Prices for our products are subject to change at any time.

3. Accuracy of Information

We strive to ensure all product descriptions, pricing, and images are accurate. However, we do not guarantee that all information on the site is error-free and reserve the right to correct any errors or inaccuracies.

4. Orders & Payments

By placing an order, you agree to provide current, complete, and accurate purchase information. We reserve the right to cancel or limit orders that appear to be fraudulent or violate our policies.

5. Shipping & Delivery

Shipping times provided are estimates and not guaranteed. Insurancegico is not responsible for delays caused by shipping carriers or circumstances beyond our control.

6. Returns & Refunds

Returns and refunds are governed by our Refund & Return Policy, which is available on our website.

7. Intellectual Property

All content on this site, including text, images, logos, and designs, is the property of Insurancegico and may not be copied, reproduced, or used without written permission.

8. User Conduct

You agree not to use our website for any unlawful purpose or to violate any applicable laws or regulations.

9. Limitation of Liability

Insurancegico shall not be liable for any indirect, incidental, or consequential damages arising from the use of our products or website.

10. Governing Law

These Terms of Service are governed by and construed in accordance with the laws of your jurisdiction.

11. Changes to Terms

We reserve the right to update or modify these Terms of Service at any time. Changes will take effect immediately upon posting on the website.